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ABS Interest Free Payments - ABS Humm
ABS humm is an easy No Interest Ever! payment plan that lets you have your car serviced or repaired when it needs it, not just when you can afford it.
By paying an upfront deposit of 25% and spreading the repayments over 6, 12 or 18 months, the remaining balance will then be conveniently direct debited fortnightly from your nominated bank or credit card.
The application process takes approx. 10 minutes and be completed at your local ABS store with approval in up to 5 minutes.
Frequently asked questions
How do I apply for humm?
You can apply online at shophumm.com.au or by downloading the humm App.
To apply you need to be:
- Over 18 years of age and be an Australian Permanent Resident
- Employed fulltime, working a minimum of 30 hours per week or be an Aged or Veteran's Pensioner.
- Have a bank account or credit card in your name
- Have valid photo identification (usually a driver’s license)
If you don’t meet the above requirements your application may be approved but we may ask for more information so we can assess your circumstances in more detail. Alternatively, you can pre-apply online.
What are the benefits of pre-approval?
You can apply for pre-approval online or by downloading the humm App. Pre-approval means you complete part of the process before you shop and you can shop with confidence. An account is set up for you and your pre-approval number and the maximum amount you can use your payment plan for is confirmed.
Your payment plan will only be finalised when you shop by taking your pre-approval number and ID with you to your chosen ABS store. Pre-approval only lasts for 60 days, so make sure you shop before the expiry date or you’ll need to re-apply.
How long does the application process take?
Just provide your nominated account details and appropriate identification and the easy application takes 10 minutes and you can have approval in up to 5 minutes
How much deposit is required?
A minimum 25% deposit is required for all purchases at ABS for humm transactions
What are the set up fees and charges for a humm payment plan?
You will pay an establishment fee of between $35 - $90 to set up your account, and this is payable over the term of the plan. There is a monthly fee of $8.00 which will be direct debited whilst your account has a balance. You know exactly how much you will get charged as long as you stick with your payment schedule, best of all there is No Interest Ever!
How long are the Humm payment plans?
Humm payment plans through ABS can be set up for 6,12 or 18 months. Book online now or call 13 22 70
* Credit approved applicants only; fees, terms, conditions, minimum amounts and exclusions apply. Credit provided by Certegy Ezi-Pay Pty Ltd ABN 28 129 228 986. Ask in-store for details or visit shophumm.com.au